Taler Operations ne facturera pas de frais de transaction en 2026.

In Taler, deposit fees depend on the specific denominations chosen by the customer's wallet to pay the merchant. Merchants can choose how to split deposit fees, allowing some or all deposit fees to be passed explicitly to the customer. The default setting is for merchants to cover customary fees, but to pass on excessive fees to customers. Excessive fees can theoretically arise if someone were to pay 100 CHF with only 0.01 CHF coins. Normal Taler wallets avoid paying large amounts with only small change.

The main types of fees of Taler and their anticipated rates at Taler Operations AG starting from 2028 are explained below.

These are the anticipated wire transfer fees starting from 2028. They may increase if our core banking partners increase their fees.

• Frais : 0,1 CHF par transfert.
• Merchants can delay settlement to allow aggregation of many deposits into one wire transfer. As a result, this fee may only apply once per day, week, month, quarter or even year depending on the merchant's configuration choices and cash-flow requirements.
• Déduction des frais : Directement depuis le montant transféré.

These are the anticipated deposit fees starting from 2028. They may increase if the central bank lowers interest rates until then.

• Les frais varient en fonction de la valeur des pièces utilisées.
• Les commerçants peuvent choisir de couvrir les frais habituels pour s'assurer que les clients paient rarement.
• Les clients sont informés des frais qu'ils paient avant chaque transaction.

These are the anticipated bounce fees starting from 2028. They may increase if our core banking partners increase their fees.

• Frais : 0,1 CHF au retour des fonds.
• Motifs : Fonds non réclamés après 4 semaines, ou coordonnées de virement erronées.
• À éviter : Veillez à ce que les données soient correctes et à ce que le porte-monnaie soit connecté dans un délai d'un mois.